Money. It's always a problem, isn't it. And now more than ever before; with the cost of tuition fees rising in the UK students are having to think very carefully about whether they want to take a year out in addition to that. Especially if that year out is going to cost them around $5000. People are asking the question: "Is it really worth it?" The answer is, "yes, it is", but only if you do it right, and make it work for you.

If you have have your heart set on travelling overseas and have fallen in love with a particular trip, don't count it out just because you don't think you can afford it - explore ways to raise that money, get creative if necessary. From organisations providing grants, to something as simple as earning money by working before you go, there are endless options for how you can raise the required money. To achieve this in itself will set you apart from other employees in the future, who opted out of the hard work involved in taking that trip abroad.

If you are going to apply for grants you will need to do a lot of research. Some travel organisations will have their own grant applications, while others may be able to point you in the right direction. There are plenty out there, but the more specific you can be to your chosen trip, the more likely you are to be successful. Don't forget to also ask your school, college or University as many of them have a travel bursary you can apply for.